Residential Real Estate

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Residential Real Estate Debt to Income or Credit Utilization? 7 Tips   Maintaining good credit requires proactive monitoring and effort.  According to Equifax, lenders use Debt To Income (DTI) to approve loans. However, “To directly improve your credit score, you should focus on your Credit Utilization ratio (CU) instead. CU measures how much of your revolving credit limit you are currently using (e.g., your total credit card balances divided by your total credit limits).” Credit utilization accounts for up […]
Residential Real Estate Market Trends: Saint Johns, FL; May 2026 Thinking about buying or selling in St. Johns County? Consider May 2026 housing market trends, pricing updates, inventory changes, and local real estate insights. Myth: Saint Johns county has an oversupply of homes. Fact: Saint Johns has a 2.95-month supply of inventory, indicating a tight market with a significant -11% decrease from last month and a -48% change over the past year  […]
Residential Real Estate First Time Home Buyer? Preparation=Opportunity! Buying your first home in 2026 is not just possible, it’s a strategic opportunity, especially across Northeast Florida. Markets like Jacksonville, St. Johns, and St. Augustine continue to attract first-time buyers due to lifestyle appeal and expanding housing options. With the right preparation buyers can move from “thinking about it” to confidently closing on their […]
SRES Right-sizing With Confidence: Why Seniors Choose Jacksonville & St. Augustine, FL Finding Freedom in Your Next Chapter If you’re 55 or better and thinking about right-sizing your life, you’re not alone. Across Florida, more homeowners are trading large family houses for homes that better fit their lifestyle, budget, and goals. As a Senior Real Estate Specialist (SRES®), I help caretakers, those considering rightsizing and seniors navigate […]
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